IN – OUT PAYMENTS

Automatic payment of bills
This service allows you to pay the domestic bills from San Marino or Italy automatically, in a safe and easy way. This system works directly on your account debiting the amounts related to services and products supplied. Throughout our branches or on your web banking you can manage and check the list of bills payed.

Tax payments
At our counters you can pay all the taxes coming from the Public Administration and you can also set up the Direct Debit of public services on your banking account (e.g school taxes etc)

National bank transfer
Throughout Banca Sammarinese di Investimento you can receive or dispose any type of bank transfer addressed to a beneficiary in San Marino or Italy. In ordet to use this sevice you need to know the IBAN of the beneficiary customer. Throughout our branches or on your web banking you can manage and check the list bank transfer executed and received.

Bonifico internazionale
Banca Sammarinese di Investimento is included in the SWIFT international payment system (BIC code BSDISMSDXXX). Throughout Banca Sammarinese di Investimento you can receive or dispose any type of european and international bank transfer. In order to use this service you need to know the settlement instructions of the beneficiary customer (the IBAN code for the europen area, the complete account number for the rest of the world) and the SWIFT (or BIC) of the final beneficiary bank.  Throughout our branches or on your web banking you can manage and check the list bank transfer executed and received.
In order to receive a bank transfer from abroad you need to indicate the IBAN code of your bank account with BSI and the SWIFT code of  Banca Sammarinese di Investimento (BSDISMSDXXX) and the references of the intermediary bank depending on the currency used.

CURRENCY	INTERMEDIARY BANK	SWIFT CODE
EURO	Raiffeisen Bank International	RZBAATWWXXX
EURO	Depobank Spa	CIPBITMMXXX
USD	Depobank Spa	CIPBITMMXXX
GBP	Raiffeisen Bank International	RZBAATWWXXX
CHF	Raiffeisen Bank International	RZBAATWWXXX
JPY	Depobank Spa	CIPBITMMXXX
CAD	Depobank Spa	CIPBITMMXXX
OTHER	Depobank Spa	CIPBITMMXXX

Permanent orders
This service allows you to execute a payment with the frequency you need, choosing a specific amount or a flexible amount: e.g payment of a rent, periodic payment of a mortgage or leasing.You can activate it on our counters, indicating the settlement instructions of the benficiary, the frquency, the amount. Throughout our branches or on your web banking you can manage and check the list bank transfer executed and received.

Payments of electronic banking receipts
The electronic banking receipt is the most used tool for commercial transactions between companies: the payer is adviced (paper document indicating the expiring dateb) by the bank of the payee. In order to activate this service you just need to inform your supplier with your new banking settlement instructions. You will be able to pay your banking receipts throughout our branches or using your web banking.

RID payments
These type of payments allow a creditor to receive his incoming payments debiting the debtor’s account directly. The authorization to set up this system is signed by the debtor who signs a specific delegation and he indicates his IBAN. The existing RID payments which are already set up in other banks can be transferred quickly and safely to your new bank account with BSI. Thanks to our web banking you can manage and check the list of RID debited on your account.